Shared Capital Cooperative is a national loan fund and federally certified Community Development Financial Institution (CDFI) that provides financing to cooperative businesses and housing throughout the United States. Shared Capital’s mission is to build a just, equitable and democratic economy by investing in cooperative enterprise with a focus on providing financing to co-ops to create wealth in low-income and economically disadvantaged communities.
Shared Capital is a cooperative association, democratically owned and governed by its members, with 237 cooperatives in 35 states. By borrowing from and investing in the fund, members directly engage in our work, connecting cooperatives and capital and supporting shared economic prosperity and ownership. Shared Capital Cooperative also raises investments from social investors who support the cooperative economy and are aligned with our mission.
Headquartered in Minneapolis-St. Paul, Shared Capital Cooperative is managed by a small, professional staff and governed by a board of directors that is nominated and elected by our members.