NASCO provides education, outreach and project management support to individuals, groups, and developers wanting to create resident-controlled, affordable housing co-operatives – usually student, youth, or campus-oriented. NASCO Development Services also assists new or existing co-ops in obtaining acquisition and gap financing, as well as permanent funding and refinancing packages, usually on a fee-for-service or success fee basis. The Development Services program aims to support proactively those groups who have been underserved – including low-income, minority, differently-abled, working, and re-entry students. We believe that cooperative development and cooperative living transform peoples’ lives by [...]
National Cooperative Bank (NCB) provides comprehensive banking services to cooperatives and other member-owned organizations throughout the country. What makes NCB unique is that the bank was created to address the financial needs of an underserved market niche – people who join together cooperatively to meet personal, social or business needs, especially in low-income communities. Our Mission NCB’s mission is to help cooperatives grow by supporting and being an advocate for America’s cooperatives and their members, placing special emphasis on serving the needs of communities that are economically challenged. Our Customers NCB’s customers are cooperatives, [...]
Food Co-op Initiative is a non-profit 501c(3) that was created to provide resources and support for communities that want to start new food co-ops. We can offer you support, referrals, and access to training material so that you will have the best chance for a creating a successful co-op or buying club. New Food Co-ops Start Here!
The mission of the Democracy at Work Institute is to expand the worker cooperative model to reach communities most directly affected by social and economic inequality, specifically people of color, recent immigrants, and low-wage workforces. We are a movement-based think-and-do tank supporting worker cooperatives to grow to a scale that creates meaningful change in the economy. The Institute brings a birds- eye view of the national stage and a hands-on understanding of cooperative business and its benefits, making sure that our growing worker cooperative movement is both rooted in worker cooperatives themselves and [...]
The Cooperative Development Institute (CDI) is the Northeast’s Center for cooperative business development. Founded in 1994 by cooperative leaders across industry sectors, CDI’s mission is to build vibrant economies through the creation and development of successful cooperatively structured enterprises in diverse communities in Massachusetts, New Hampshire, Vermont, Connecticut, Maine, Rhode Island, and New York. While our focus is rural and regional, we contribute to innovative economic development strategies on national and global levels. We envision an economy in which people work together to achieve their common goals, ensure access to quality jobs [...]
CoBank is a national cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture and the nation’s rural economy. In addition to serving its direct retail borrowers, the bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving [...]
Creating cooperative enterprises is an exciting and inspiring (but challenging) process, and it’s easy to get overwhelmed. Becoming a business owner always carries risks, even in a cooperative. While it’s certainly possible to start a new co-op on your own, the process will be smoother and easier with some guidance from those who have been there before and know the nuts and bolts. Our co-op organizers live in the communities we serve, and have extensive practical experience in cooperative and small business management.